Enhance your appeal to sellers by becoming a pre-qualified buyer.
Certain realtors may stipulate that buyers obtain pre-qualification before commencing their house search.
Before embarking on your search for your first home, let us assist you with mortgage pre-qualification.
We strive to facilitate your pre-qualification process, getting you closer to homeownership! Just securely fill out our mortgage pre-qualification form on our website. With a pre-qualification letter in hand, you’ll have confidence that you may be approved for a mortgage even before viewing your first potential home.
Some realtors may require buyers to obtain pre-qualification before initiating their house hunt. A straightforward mortgage pre-qualification letter can streamline your search, helping you pinpoint the perfect home. Moreover, it simplifies the mortgage application process.
Assess Your Creditworthiness
Lenders evaluate your payment history, income, and existing debts to gauge your likelihood of making timely loan payments. Your credit score, a numerical representation of your reliability, plays a pivotal role in mortgage approval.
Numerous websites offer free credit checks and credit score assessments. Among our top recommendations are www.freecreditreport.com and www.creditkarma.com.
If your credit score falls below 640, it’s advisable to scrutinize your credit report for accuracy. Maintain timely payments on all accounts and work towards reducing debt to enhance your score.
Contact Fiesta Home Loans to schedule an appointment today.
