Fiesta Home Loans

Loan Options

Choosing the right home loan requires careful consideration of your needs, finances, and history. Fiesta Home Loans is here to guide you every step of the way.

Apply Online(970) 433-7090

Pre-Qualify

We strive to simplify your pre-qualification process, bringing you closer to homeownership! Securely fill out our mortgage pre-qualification form online. With a pre-qualification letter, gain confidence in your potential mortgage approval…

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Mortgage Calculator

Our mortgage calculator helps you estimate your monthly payments, giving you a clearer picture of what you can afford. Simply input your loan details to get started and make informed decisions about your home financing.

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Conventional Loan

The interest rate and payments remain unchanged for the entire duration of the loan term. Benefit from exceptionally low interest rates with a Conventional Loan and enjoy predictable payments throughout the life of your loan.

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FHA Loan

An FHA loan offers flexible loan options with government insurance. Secure a home with a low down payment through an FHA Home Loan, designed to make homeownership more accessible. Explore your options today!

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VA Loan

VA Loans provide flexible options, available as either fixed-rate or ARM mortgages. Are you a military service member or veteran interested in purchasing a home? Utilize the VA Loan to achieve homeownership with this valuable resource…

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First Time Home Buyer

Explore common loan programs tailored for first-time homebuyers. Get answers to all your questions and find the perfect financing options to make your homeownership dreams a reality. We're here to assist you every step of the way!

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Down Payment Options

Discover pathways to homeownership with minimal down payment requirements. Explore flexible options to buy your home without a substantial initial payment. Start your journey to becoming a homeowner today!

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Investment Property

Explore mortgage loan programs tailored for vacation and investment properties. Discover flexible financing solutions and start the pre-qualification process today to secure your ideal property. Contact us to learn more!

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Bank Statement Program

Unlock the potential of your bank statements to secure an advantageous home loan. Explore flexible lending options that consider your financial history, offering competitive rates and terms tailored to your situation. Start your path to…

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Construction Home Loan

Realize your dream of building your own home with our customized financing options. Enjoy flexible loan terms, competitive rates, and expert guidance tailored to fit your unique needs. Start your journey towards a personalized home today.

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DSCR Home Loan

To secure the right home loan, start by evaluating the Debt-Service Coverage Ratio (DSCR) with Fiesta Home Loans.

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Fix & Flip Home Loan

Certainly! Here's a revised version for a Fix & Flip loan: --- We make your Fix & Flip loan pre-qualification process straightforward, so you can focus on your next investment. Securely complete our online pre-qualification form. With your…

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HELOC

We aim to streamline your HELOC pre-qualification, bringing you closer to accessing your home’s equity! Simply complete our secure online pre-qualification form. With a pre-qualification letter, gain assurance in your ability to leverage…

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Rate & Term Refinance

Refinancing your mortgage could potentially reduce your monthly payments. Looking to lower your interest rate and decrease your monthly expenses? Consider mortgage refinancing to replace your current loan with one under better terms.

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Cash-Out Refinance

Unlock the equity in your home for a variety of needs with a Cash-Out Refinance. Obtain a new mortgage for more than your current balance and receive the excess amount in cash to use as you wish.

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VA Loan Refinance

Refinancing a VA loan can be approached in two primary ways. Even if you've already utilized your VA loan, you can still improve your terms through refinancing. Work with a lender to secure better conditions without the need for a new home…

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1099 Loan

Apply for a 1099 loan with confidence at Fiesta Home Loans. Our experts specialize in helping self-employed individuals navigate the loan process with personalized guidance, flexible options, and a streamlined application. Start your…

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P&L Loan

Discover a streamlined P&L loan application process with Fiesta Home Loans, tailored for self-employed individuals and small business owners. Our expert team helps you secure financing with a focus on your unique financial profile. Contact…

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ITIN Loan

Discover how Fiesta Home Loans can help you achieve homeownership with our ITIN Loan services. Learn about our step-by-step application process and get personalized assistance from our expert team. Start your journey to owning your dream…

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Check Your Home Value

Discover why understanding your home's value is essential for selling, refinancing, insurance, taxes, and more. Learn the key reasons to assess your property's worth today.

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Preferred Lenders of New Beginnings New Homes

Explore ideal financing options with New Beginnings New Homes in Grand Junction, CO. Our preferred lenders offer competitive rates and flexible loan programs to support custom home construction and design. Start your homeownership journey…

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Reverse Mortgages

Discover a streamlined reverse mortgage process with Fiesta Home Loans for homeowners 62+. Access your home equity without monthly payments with expert guidance from start to finish. Contact us today to get started!

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What are your goals? Everyone is unique, request your personalized rates and fees.

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Jack Robison
2 days ago
Alfredo and his Fiesta Home Loans crew were excellent! Great communication, secured a good rate/terms loan, prompt efforts on all follow-up, and provided a timely closing (4 days early). Awesome service and experience. Thanks!
Jonny Pauli
4 weeks ago
Alfredo and his business does great things and make the process smooth and easy. They showed us all the routes of financing that was available to us. Even the paperwork was a breeze! Will always use this team for any future purchases
Response from the owner:Thank you, Jonny, for your wonderful review! We’re thrilled to hear that Alfredo and the team exceeded your expectations during your home purchase. Your appreciation means a lot to us, and we’re glad to have been part of your journey. Congratulations on your new home!
Bryant Ciqarroa
1 month ago
I highly recommend Alfredo for your home mortgage loan requirements. His extensive knowledge and prompt responses to inquiries ensured a seamless and stress-free home buying experience. His exceptional communication skills facilitated the entire process, ultimately leading us to secure our dream home. I extend my sincere gratitude to Alfredo and his team for their invaluable assistance. If you are considering purchasing Alfredo, it is worth your time!
Tammy Rico
2 months ago
We couldn’t have asked for a better experience! Vanessa at Fiesta Home Loans went above and beyond to help us purchase our second home. She made the entire process easy to understand and was always there when we needed her. We are so grateful for everything she did and highly recommend her to anyone looking to buy a home!
elena pacheco
2 months ago
Thank you for everything you did for us in Refinancing our house. I appreciate everything you did. I will tell are Family and friends about you and let them know what a great person you are. Thank You again. Elena
Response from the owner:You’re very welcome! We loved helping you and getting you to the finish line on your refinance. Glad we were able to help your overall cashflow to help improve quality of life! Hope to see u soon!
Zachary Hansen
5 months ago
Very quick and easy process using their online document and communication portal. I was able to do everything that I needed for my loan right from my computer and phone. The communication and responses to my questions were always fast and honest. Thanks for the great experience!!
Response from the owner:Thanks amigo! Hope all is well! Thanks for the trust. Lets work on another one soon!
Jennifer Cirka, Owner Greyhound Real Estate
5 months ago
I had a great experience working with Alfredo. Communication was clear and timely, everything stayed on track, and we had a smooth, on-time closing. I’d definitely recommend them and look forward to working together again!
Response from the owner:Thanks Jennifer! Likewise! Lets do another deal soon.
Andre Jackson
8 months ago
Very professional mixed with a friendly comfortability made everything simple highly recommended 🫡💯
Response from the owner:Thanks Amigo! Pleasure doing business glad we got it all figured out for you :)
Carly Pauli
1 year ago
Working with fiesta home loan was an absolute pleasure from start to finish! They went above and beyond to make the entire loan process smooth, and easy to understand. Every question I had was answered quickly and thoroughly, and I always felt like I was in great hands.
Response from the owner:Thank you, Carly! We're thrilled to hear that your experience with Fiesta Home Loan was smooth and enjoyable. Our team is dedicated to providing exceptional service, and it's wonderful to know that we met your expectations. We appreciate your feedback and look forward to assisting you again in the future.
Odie Morales
1 year ago
Highly Recommend Fiesta Home Loans for your next purchase. Alfredo and his team worked hard day and night to gave us a great competitive rate and made sure deadlines were met on time. We are looking forward to working with them in the future for our next purchase.
Response from the owner:Thank you for your fantastic review, Odie! We're thrilled to hear that Alfredo and the team provided you with exceptional service and competitive rates. Your recommendation means a lot to us. We look forward to assisting you with your future purchases!
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