Colorado Mortgage Lenders & Broker

Mortgage CalculatorEstimate your monthly payment.→Get Pre-QualifiedOur secure form takes a few minutes.→Check Your Home ValueFree home value and equity report.→

Loan options

Home mortgage options in Colorado for every situation.

BuyingRefinanceSelf-employed & Investor

FHA LoanFlexible loan options with government insurance. Secure a home with a low down payment.Read more → Conventional LoanThe interest rate and payments remain unchanged for the entire duration of the loan term.Read more → VA LoanZero down payment financing for veterans, active duty and eligible surviving spouses.Read more → First Time Home BuyerPrograms built for buyers on a budget, with guidance at every step of the process.Read more → Down Payment AssistanceAssistance and low-down structures that get you to the closing table sooner.Read more → Construction Home LoanFund the build from ground-break to final draw, then convert to permanent financing.Read more →

Rate & Term RefinanceReset your rate or term and reshape what you pay every month.Read more → Cash-Out RefinanceTurn built-up equity into cash for renovations, debt or the next investment.Read more → HELOCA flexible line of credit against your home's equity, drawn when you need it.Read more → VA Loan RefinanceStreamlined refinance options for veterans already in a VA loan.Read more → Reverse MortgagesAccess equity in retirement without taking on a monthly mortgage payment.Read more → Check Your Home ValueSee where your property stands before you decide how to use its equity.Read more →

DSCR Home LoanQualify on the property's rental income instead of your personal tax returns.Read more → Bank Statement ProgramSelf-employed? Qualify using deposits rather than W-2 income.Read more → Fix & Flip Home LoanShort-term financing for investors buying, renovating and reselling.Read more → ITIN LoanHomeownership for borrowers without a Social Security number.Read more → Investment Property LoansRentals, flips and multi-unit properties, from a broker who invests too.Read more → Bridge LoansBuy your next home before your current one sells.Read more →

From first-time home buyer programs in Colorado and Colorado down payment assistance to DSCR loans for rental investors, ITIN home loans and bridge loans to buy before you sell, we match you with the lender that fits.

Explore all of our loan options

Why use a broker

Why work with a Colorado mortgage broker?

Most retail mortgage companies in Colorado can only offer their own products. As a Colorado mortgage company that brokers, we shop 25 lender relationships, structure deals outside the box and keep overhead lower than big-box lenders, so we can say yes to more deals.

More about how we work

A single bank

Fiesta Home Loans

Lenders

One

25 lender relationships

Loan programs

Only offers traditional loans

FHA, VA, conventional, Non-QM, DSCR, ITIN and more

Self-employed & investors

Often limited

Bank statement, 1099, P&L and DSCR options

If you don’t fit

Usually a no

We look for another lender that fits

Overhead

Big-box costs

Lower overhead than big-box lenders

How it works

How our mortgage process works, in four steps.

Online applications are seen live, and we usually respond within about 30 minutes. Send documents by portal, text or email.

How our mortgage process works

Say hola

Call, book a consultation, or start online. We listen first and map out what’s actually possible for you.

Get pre-qualified

A secure form and a short document list. Timing depends on your situation and documents.

Lock your program

We compare FHA, VA, conventional and Non-QM side by side and explain the trade-offs in plain language.

Close and celebrate

Your final Closing Disclosure arrives 24–48 hours before you sign at the title company.

Reviews

Five-star reviews from one big familia.

5.0★★★★★Rated on Google

★★★★★

Alfredo and his Fiesta Home Loans crew were excellent! Great communication, secured a good rate/terms loan, prompt efforts on all follow-up, and provided a timely closing (4 days early). Awesome service and experience. Thanks!

JRJack RobisonGoogle review

★★★★★

We couldn’t have asked for a better experience! Vanessa at Fiesta Home Loans went above and beyond to help us purchase our second home. She made the entire process easy to understand and was always there when we needed her.

TRTammy RicoGoogle review

★★★★★

Very quick and easy process using their online document and communication portal. I was able to do everything that I needed for my loan right from my computer and phone. The communication and responses to my questions were always fast and honest.

ZHZachary HansenGoogle review

See all reviews on Google

Our team

Meet Alfredo and the Fiesta team.

Alfredo Acevedo has spent 15 years in the mortgage industry and founded Fiesta Home Loans in October 2023. The team works from our Grand Junction mortgage office and helps buyers, investors and homeowners across Colorado. Hablamos Español.

Meet Alfredo and the Fiesta team

Apply with Alfredo →Alfredo AcevedoCEO/Loan ConsultantNMLS# 772305 Apply with Emmylou →Emmylou BlancoLoan OfficerNMLS# 2053105 Apply with Anastasia →Anastasia GerasimovaLoan OfficerNMLS# 1030113 Apply with Sidni →Sidni ArneyLoan Officer/Reverse SpecialistNMLS# 514879 Apply with William →William HambrightLoan OfficerNMLS# 2419255 Apply with Vanessa →Vanessa Mendoza De LeonLoan OfficerNMLS# 2657250