Blog | Fiesta Home Loans

November 1, 2026

What Is a DSCR Loan?

What is a DSCR loan? Learn how rental-income qualifying works and how the ratio is…

October 7, 2026

Can You Refinance a Reverse Mortgage?

Can you refinance a reverse mortgage? Learn when it makes sense and the rules to know.…

October 7, 2026

DSCR Loan Requirements: Credit, Down Payment and Reserves

Learn the DSCR loan requirements for credit, down payment and reserves, and what lenders…

October 7, 2026

¿Qué es un préstamo DSCR? Cómo funciona calificar con el ingreso de renta

¿Qué es un préstamo DSCR? Aprenda cómo calificar con el ingreso de renta de su propiedad.…

Jack Robison

2 months ago

Alfredo and his Fiesta Home Loans crew were excellent! Great communication, secured a good rate/terms loan, prompt efforts on all follow-up, and provided a timely closing (4 days early). Awesome service and experience. Thanks!

Response from the owner:Hi Jack, thank you so much for the kind words and the 5 stars! We're thrilled that Alfredo and the team delivered great communication, a solid rate and terms, and a closing that came in 4 days early. Being fast, fun, and friendly is exactly what we aim for, and it's great to hear it came through. Congratulations on your new loan, and please don't hesitate to reach out if you ever need anything down the road. Thanks again for choosing Fiesta Home Loans!

Jonny Pauli

3 months ago

Alfredo and his business does great things and make the process smooth and easy. They showed us all the routes of financing that was available to us. Even the paperwork was a breeze! Will always use this team for any future purchases

Response from the owner:Thank you, Jonny, for your wonderful review! We’re thrilled to hear that Alfredo and the team exceeded your expectations during your home purchase. Your appreciation means a lot to us, and we’re glad to have been part of your journey. Congratulations on your new home!

Bryant Ciqarroa

3 months ago

I highly recommend Alfredo for your home mortgage loan requirements. His extensive knowledge and prompt responses to inquiries ensured a seamless and stress-free home buying experience. His exceptional communication skills facilitated the entire process, ultimately leading us to secure our dream home. I extend my sincere gratitude to Alfredo and his team for their invaluable assistance. If you are considering purchasing Alfredo, it is worth your time!

Response from the owner:Thank you so much, Bryant! We're thrilled to hear that Alfredo's knowledge and communication made your home buying journey smooth and stress-free — that's exactly the experience we strive to provide every client. Congratulations on securing your dream home, and please don't hesitate to reach out to our team whenever you need us in the future.

Tammy Rico

4 months ago

We couldn’t have asked for a better experience! Vanessa at Fiesta Home Loans went above and beyond to help us purchase our second home. She made the entire process easy to understand and was always there when we needed her. We are so grateful for everything she did and highly recommend her to anyone looking to buy a home!

Response from the owner:Thank you so much, Tammy! We're thrilled to hear that Vanessa made the process of purchasing your second home smooth and easy to understand — that's exactly the experience we strive to provide for every client. We'll be sure to pass along your kind words to her. We wish you all the best in your new home and hope you'll think of us whenever you need us again!

elena pacheco

4 months ago

Thank you for everything you did for us in Refinancing our house. I appreciate everything you did. I will tell are Family and friends about you and let them know what a great person you are. Thank You again. Elena

Response from the owner:You’re very welcome! We loved helping you and getting you to the finish line on your refinance. Glad we were able to help your overall cashflow to help improve quality of life! Hope to see u soon!

Zachary Hansen

7 months ago

Very quick and easy process using their online document and communication portal. I was able to do everything that I needed for my loan right from my computer and phone. The communication and responses to my questions were always fast and honest. Thanks for the great experience!!

Response from the owner:Thanks amigo! Hope all is well! Thanks for the trust. Lets work on another one soon!

Jennifer Cirka, Owner Greyhound Real Estate

7 months ago

I had a great experience working with Alfredo. Communication was clear and timely, everything stayed on track, and we had a smooth, on-time closing. I’d definitely recommend them and look forward to working together again!

Response from the owner:Thanks Jennifer! Likewise! Lets do another deal soon.

Andre Jackson

10 months ago

Very professional mixed with a friendly comfortability made everything simple highly recommended 🫡💯

Response from the owner:Thanks Amigo! Pleasure doing business glad we got it all figured out for you :)

Carly Pauli

1 year ago

Working with fiesta home loan was an absolute pleasure from start to finish! They went above and beyond to make the entire loan process smooth, and easy to understand. Every question I had was answered quickly and thoroughly, and I always felt like I was in great hands.

Response from the owner:Thank you, Carly! We're thrilled to hear that your experience with Fiesta Home Loan was smooth and enjoyable. Our team is dedicated to providing exceptional service, and it's wonderful to know that we met your expectations. We appreciate your feedback and look forward to assisting you again in the future.

Odie Morales

1 year ago

Highly Recommend Fiesta Home Loans for your next purchase. Alfredo and his team worked hard day and night to gave us a great competitive rate and made sure deadlines were met on time. We are looking forward to working with them in the future for our next purchase.

Response from the owner:Thank you for your fantastic review, Odie! We're thrilled to hear that Alfredo and the team provided you with exceptional service and competitive rates. Your recommendation means a lot to us. We look forward to assisting you with your future purchases!

Jocelyne Mendoza

1 year ago

Everyone at Fiesta Home Loans was super helpful and made the process quick and easy to understand. I reached out to Alfredo Acevedo first and he was super friendly, professional, and easy to talk to. I am very grateful to have reached out to him because I believe I received the best help to find my first home. Highly recommend, thank you!

Response from the owner:Thank you so much for your wonderful feedback, Jocelyne! We're thrilled to hear that Alfredo was able to assist you so effectively during your home buying process. Your recommendation means a lot to us, and we’re glad we could help you find your first home. If you ever need assistance in the future, don’t hesitate to reach out. Enjoy your new home!

Maria Salinas

1 year ago

It was wonderful working with Alfredo and the Fiesta Loan crew. in less than a month, Alfredo and his team took over from another lender and they worked hard to get everything done. Their dedication and professionalism were impressive every step of the way. I truly recommend Alfredo and his crew they made the entire process smooth.

Response from the owner:Thank you, Maria, for your kind words! We're thrilled to hear that Alfredo and the Fiesta Loan team were able to provide you with a smooth experience during the loan process. Your recommendation means a lot to us, and we appreciate your trust in our team. We look forward to assisting you and others in the future!

Jena Mathews

2 years ago

Alfredo helped us finance our home in the Redlands. He was super helpful and got us a competitive rate. He knows the market well, and both our buying team and the sellers trusted working with him! Thank you, Alfredo!

Response from the owner:Thank you for your wonderful feedback, Jena! We're thrilled to hear we provided you with excellent service and helped you secure a competitive rate for your casa. It's great to know that market knowledge and professionalism made a difference in your buying experience. I appreciate your trust in us and look forward to assisting you in the future!

Jillian Thompson

2 years ago

Thank you Alfredo and the Fiesta Home Loans team for helping us purchase a new investment property! With prompt communication and expert guidance, Alfredo is your go-to professional, ready to tackle any challenge. Even when hurdles arise, his persistence shines through, making sure you close on time. Trust Fiesta Home Loans for a friendly, efficient, and reliable mortgage experience! Highly recommended!

Response from the owner:Thank you for your wonderful feedback, Jillian! We're thrilled to hear that Alfredo and the Fiesta Home Loans team were able to assist you in purchasing your investment property. Your kind words about our communication and support mean a lot to us. We appreciate your recommendation and look forward to serving you again in the future!

Shannon Kyle

2 years ago

Alfredo was excellent in his communications. Very responsive and proactive throughout the entire process for my buyers.

Response from the owner:Thank you for your positive feedback! We're thrilled to hear that Alfredo provided excellent communication and support during the process. Your satisfaction is our priority, and we appreciate your kind words. We look forward to assisting you and your buyers again in the future.

Jonathan Davis

2 years ago

Very professional, knowledgeable and easy to work with. The team did an outstanding job and was able to walk me through any questions. Highly recommened these guys. Didn't matter what time of the day it was.

Response from the owner:Thank you for your fantastic review! We’re thrilled to hear that you had a great experience with our team and found us easy to work with. Your recommendation means a lot to us, and we appreciate you taking the time to share your thoughts. If you have any more questions in the future, don’t hesitate to reach out. We look forward to assisting you again! Thanks for trusting Fiesta Home Loans!

Jarrett West Broker

2 years ago

Awesome service! The best communicator. Very helpful! Low friction transaction!

Response from the owner:Thank you, Jarrett! We're thrilled to hear that you had such a positive experience with our service. Your feedback is greatly appreciated, and we look forward to assisting you again in the future!

Mariah Sis

2 years ago

Alfredo at Fiesta Home Loans helped us every step of the way in our first time home buying experience. Most mortgage brokers don't always take the time to help you months before you're ready to buy. Alfredo sat down with us for over an hour, four months before we were even ready to start looking at homes. He helped us know exactly what we needed to do within those four months to set ourselves up for the best possible outcome. There are so many things to think about when you're preparing to buy a home. Alfredo is knowledgeable and extremely helpful in all areas. He gave us a list of everything we needed to look at or do and even some resources to help us accomplish some of the things on that list. My biggest advice to anyone trying to buy a home, don't make any financial decisions, big or small, before talking to Alfredo. He will let you know if what you are planning financially will set you up for success in trying to buy. We couldn't be more happy with our experience at Fiesta Home Loans and I would highly recommend them for anyone looking to buy a home in the Grand Valley.

Response from the owner:Thanks for the confidence Mariah! Appreciate you trusting us for your home loan needs! See yall soon!

Alex Ortiz

2 years ago

Fiesta home loans made such a big stressful thing go so smoothly. They were there at the drop of a hat to answer questions or to walk us through every part of the home buying process and made it a great experience for us. We appreciated their time and experience to help get us into our new home. I wouldn’t recommend anyone else! Thank you!!!! 😊

Response from the owner:Thank you so much, Alex! We're thrilled we could take some of the stress out of the home buying process and be there with answers every step of the way — that's exactly what we strive for. Enjoy every moment in your new home, and please don't hesitate to reach out whenever you need us again. We truly appreciate you trusting us with such an important milestone!

Thomas Holman

2 years ago

Response from the owner:Thank you so much for the five stars, Thomas! Even without words, your rating means a great deal to our team. We put a lot of care into helping our clients through the home loan process, and knowing you had a positive experience is truly rewarding. We hope to work with you again whenever you need us.

Emidio Lopez

2 years ago

Thanks to Alfredo Acevedo, the loan process was smooth and stress-free, making a potentially overwhelming experience much easier."

Response from the owner:Muchas Gracias por la confianza!

Dan Delao

2 years ago

I recently enjoyed working with Alfredo while buying my home, and I could confidently say that he crossed all my expectations as a home financing lender. From the beginning to the end, Alfredo demonstrated the correct balance of professionalism and fun, making an otherwise stressful process completely manageable. Alfredo was clear from the beginning. He carefully explained the entire home loan procedure, from the forms to closing, understanding every detail. His ability to break up complex financial concepts into clear, digestible information created a sense of security. Alfredo's dedication to individual service separates him from other lenders I’ve worked with. This interactive and detailed approach enhanced the process and created confidence in every step. I always felt well-informed and supported, knowing I was in good hands. I carefully advise Alfredo to anyone in need of a home financing lender. Their specialization, attentiveness, and individual service mixture make him a standout professional in the industry.

Response from the owner:Muchas gracias amigo! Im delighted to hear that i provided such great care of u guys. It was my pleasure and hope to help again soon! Thx for the kind words

ROBERTO MADERA

2 years ago

Yo recomiendo mucho a Alfredo Acevedo y su equipo de “fiesta home loans”para su préstamo de casa me ayudó muy bien con todas las preguntas que tenía y el proceso fue muy fácil.

Response from the owner:Gracias por las palabras de confianza. Nos da mucho gusto que la experiencia fue de lo mejor. Hasta la proxima 🥳

Alondra Madera

2 years ago

Alfredo was great and easy to work with. Would highly recommend Fiesta Home Loans they make your loan process easy!

Response from the owner:Thank you so much, Alondra! We're thrilled to hear that Alfredo made your loan process feel smooth and straightforward — that's exactly the experience we strive to create for every client. We'll be sure to pass along your kind words to him. We hope to work with you again whenever you need us!

Erin DeMarco

2 years ago

Alfredo helped me and my husband finance our home in Grand Junction. He’s a great dude, respectful, knowledgeable, friendly, very responsive, gets right back to you. Highly recommend.

Response from the owner:Thank you so much, Erin! We're thrilled to hear that Alfredo made the home financing process a positive experience for you and your husband in Grand Junction. Responsiveness and respect are qualities we truly value on our team, so it means a lot to hear that came through. Wishing you both all the best in your new home, and we're here whenever you need us down the road.

Learning center

Learn before you apply.

Learn before you apply.

What Is a DSCR Loan?

Can You Refinance a Reverse Mortgage?

DSCR Loan Requirements: Credit, Down Payment and Reserves

¿Qué es un préstamo DSCR? Cómo funciona calificar con el ingreso de renta