Fiesta Home Loans

1099 Loan

Apply for a 1099 loan with confidence at Fiesta Home Loans. Our experts specialize in helping self-employed individuals navigate the loan process with personalized guidance, flexible options, and a streamlined application. Start your journey today!

Apply Online(970) 433-7090

At Fiesta Home Loans, we understand the unique financial situations of self-employed individuals and independent contractors. Applying for a mortgage or a loan when you’re a 1099 contractor can be challenging, but with our specialized services, it doesn’t have to be. Our dedicated team is here to guide you through the 1099 loan application process step-by-step, ensuring a smooth and efficient experience tailored to your specific needs.

Why Choose Fiesta Home Loans for Your 1099 Loan?

  • Expertise in Self-Employed Financing: We specialize in helping self-employed individuals navigate the complexities of mortgage and loan applications.
  • Personalized Guidance: Our experienced loan officers provide personalized guidance and support throughout the entire process, from application to closing.
  • Flexible Options: We offer a variety of loan programs designed to accommodate the unique financial circumstances of 1099 contractors.
  • Streamlined Application Process: We streamline the application process to make it as straightforward as possible, saving you time and hassle.

Our 1099 Loan Application Process

  • Initial Consultation: Schedule a consultation with one of our loan officers to discuss your financial goals and assess your eligibility for a 1099 loan.
  • Documentation Gathering: Gather necessary documentation, including income statements, tax returns, and proof of employment, to support your loan application.
  • Pre-qualification: Based on the information provided, we’ll pre-qualify you for a loan amount that fits your financial profile and goals.
  • Loan Application Submission: Submit your loan application with the help of our team. We’ll assist you in completing all necessary paperwork accurately and efficiently.
  • Underwriting and Approval: Our underwriting team will review your application and documentation to ensure compliance with lending requirements.
  • Closing: Once approved, we’ll schedule your loan closing at a time and location convenient for you, ensuring a smooth and timely closing process.

Ready to take the next step towards securing a 1099 loan? Contact Fiesta Home Loans today to schedule your consultation. Our team is dedicated to providing exceptional service and support to self-employed individuals looking to achieve their homeownership and financial goals. Let us help you navigate the 1099 loan application process with confidence and ease.

Experience the Fiesta Home Loans difference—where your financial future begins.

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What are your goals? Everyone is unique, request your personalized rates and fees.

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Tammy Rico
1 week ago
We couldn’t have asked for a better experience! Vanessa at Fiesta Home Loans went above and beyond to help us purchase our second home. She made the entire process easy to understand and was always there when we needed her. We are so grateful for everything she did and highly recommend her to anyone looking to buy a home!
elena pacheco
3 weeks ago
Thank you for everything you did for us in Refinancing our house. I appreciate everything you did. I will tell are Family and friends about you and let them know what a great person you are. Thank You again. Elena
Response from the owner:You’re very welcome! We loved helping you and getting you to the finish line on your refinance. Glad we were able to help your overall cashflow to help improve quality of life! Hope to see u soon!
Zachary Hansen
4 months ago
Very quick and easy process using their online document and communication portal. I was able to do everything that I needed for my loan right from my computer and phone. The communication and responses to my questions were always fast and honest. Thanks for the great experience!!
Response from the owner:Thanks amigo! Hope all is well! Thanks for the trust. Lets work on another one soon!
Jennifer Cirka, Owner Greyhound Real Estate
4 months ago
I had a great experience working with Alfredo. Communication was clear and timely, everything stayed on track, and we had a smooth, on-time closing. I’d definitely recommend them and look forward to working together again!
Response from the owner:Thanks Jennifer! Likewise! Lets do another deal soon.
Andre Jackson
7 months ago
Very professional mixed with a friendly comfortability made everything simple highly recommended 🫡💯
Response from the owner:Thanks Amigo! Pleasure doing business glad we got it all figured out for you :)
Jonny Pauli
11 months ago
Alfredo and his team goes above and beyond with helping on the purchase of your new house. Couldn’t ask for anything better. Thanks to the fiesta team!!
Response from the owner:Thank you, Jonny, for your wonderful review! We’re thrilled to hear that Alfredo and the team exceeded your expectations during your home purchase. Your appreciation means a lot to us, and we’re glad to have been part of your journey. Congratulations on your new home!
Carly Pauli
11 months ago
Working with fiesta home loan was an absolute pleasure from start to finish! They went above and beyond to make the entire loan process smooth, and easy to understand. Every question I had was answered quickly and thoroughly, and I always felt like I was in great hands.
Response from the owner:Thank you, Carly! We're thrilled to hear that your experience with Fiesta Home Loan was smooth and enjoyable. Our team is dedicated to providing exceptional service, and it's wonderful to know that we met your expectations. We appreciate your feedback and look forward to assisting you again in the future.
Odie Morales
12 months ago
Highly Recommend Fiesta Home Loans for your next purchase. Alfredo and his team worked hard day and night to gave us a great competitive rate and made sure deadlines were met on time. We are looking forward to working with them in the future for our next purchase.
Response from the owner:Thank you for your fantastic review, Odie! We're thrilled to hear that Alfredo and the team provided you with exceptional service and competitive rates. Your recommendation means a lot to us. We look forward to assisting you with your future purchases!
Jocelyne Mendoza
12 months ago
Everyone at Fiesta Home Loans was super helpful and made the process quick and easy to understand. I reached out to Alfredo Acevedo first and he was super friendly, professional, and easy to talk to. I am very grateful to have reached out to him because I believe I received the best help to find my first home. Highly recommend, thank you!
Response from the owner:Thank you so much for your wonderful feedback, Jocelyne! We're thrilled to hear that Alfredo was able to assist you so effectively during your home buying process. Your recommendation means a lot to us, and we’re glad we could help you find your first home. If you ever need assistance in the future, don’t hesitate to reach out. Enjoy your new home!
Maria Salinas
1 year ago
It was wonderful working with Alfredo and the Fiesta Loan crew. in less than a month, Alfredo and his team took over from another lender and they worked hard to get everything done. Their dedication and professionalism were impressive every step of the way. I truly recommend Alfredo and his crew they made the entire process smooth.
Response from the owner:Thank you, Maria, for your kind words! We're thrilled to hear that Alfredo and the Fiesta Loan team were able to provide you with a smooth experience during the loan process. Your recommendation means a lot to us, and we appreciate your trust in our team. We look forward to assisting you and others in the future!
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